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A pawn is a collateralized loan, provided to you with no credit check. Pawns have been used for hundreds of years as the easiest way to quickly borrow money.
Pawn shops are state-regulated to ensure fair practices, with rates and procedures set by the government.
You must have a government issued ID such as a drivers license, a passport, or military ID that includes your basic address information and a photo of you. You also must be at least 18 years old to complete a pawn loan. You must also be the owner of the item you wish to pawn; you cannot pawn items belonging to your friends, cousins, siblings, parents, etc.
Bring in your personal property, and our practiced pawnbrokers will look over your item and make an offer based on its value. If we can come to an agreement on the value, we will take some basic personal information.
After signing the agreement ticket, we will give you cash, attach a tag to your item(s) and get you on your way.
Pawn loans are made for 30 days. Interest will be the same on the loan regardless of when you pick it up during those 30 days. After the first 30 days, interest continues to accrue during a 30 day grace period, allowing for a 60 day total loan period.
To pick up your items, just pay the total cost of the loan plus accrued interest. If you need some additional time just pay the accrued interest and the interest resets, giving you an additional 30 days plus an additional 30 day grace period.
During your loan period, your items are held in a secured storage location and will not be removed. If you do not wish to come back to pick them up, and you fail to make the interest or complete payments, we retrieve them, clean them up, and market them for sale. If, for some reason, you are unable to make your payments on time, please let us know. We are privately and locally owned, and in many cases can work with you by holding the item for a few days after the 60 day limit.
We will make offers on almost anything of value. In fact, it would probably be easier to tell you what we won't take! Most commonly, customers bring in gold and silver jewelry, firearms, cars or trucks, household and commercial tools, antiques, and electronics such as televisions and home stereo equipment.
Silver Dollar Jewelry & Pawn provides:
Plus, you can get no credit check loans by placing the following types of items in pawn: